Prepare a Good Resume to Apply In Banks

Resume or Curriculum Vitae is the face of a candidate appearing for any job.This piece of paper has so much value that it can either push you to the top or drag you down.So,it is better to get professional advice in preparing resume for your first job.Here are some tips for drafting a good looking resume.

# Print the resume in a standard paper format.Employers often complain about the quality and neatness of the paper in which the resume is printed.The most commonly used & the best paper format is A4.

# Don't write descriptive notes and history of the job in resume.Make it precise & easy to understand as people get bored on reading lengthy resumes.

# Emphasize on the projects that you were a part of mentioning its strengths and how you helped the team.Add other skills that may be relevant for the job.

# Never show hate about your previous company in resume like - ”Although i helped the company in fetching the project,the manager was partial with me in not rewarding me” .Such words, only creates bad impression about you.

# Trying to create sympathy mentioning family problems,personal economic issues,health problems can never fetch a job call.Incase you quit the previous job for health reasons,discuss it during the interview.

# Avoid spelling mistakes & grammatical mistakes by using simple sentences.Employers term spelling mistakes as character of a careless person.

# Although bold,italics words can be used in resume,minimal usage is advised.Also avoid decorating the resume with different fonts, colors, sizes.

Finally,create a resume which gives a rough idea of your character and performance to the employer,be it for bank exams leading to bank jobs or for other jobs.

Bank Exam - Part 2

As said earlier, here is the Part 2 of Interview experiences shared by members on our Orkut community describing the questions asked.

sree describes her questions -
* Define Indian economy & how it emerges from recession
* What is a bank & who operates it
* What is SLR,PLR,CRR, Bank rate etc.

* A situation was given & was asked how would i react to it
* Authors of any novels
* They also questions from UG & PG degree & why i chose banking
* News in today's paper
* Chairman of SBI
* Why would u like to join SBI
* What is nationalization act?
* 3-4 questions were asked from degree subjects.

* Why studied B.E and choosing bank jobs
* Some questions about my hobbies.
* Why airlines were stopped in European countries recently?
* Who won the IPL trophy & who is the chairman of IPL

vιριη shares his friend`s experience ,

* What are the financial institution in India
* India`s finance minister
* Asked about RBI & their services
* How to reduce inflation
* What new services are provided by RBI
* Why choose banking after engineering
* Some questions about hobbies & personal

i nevr thk futur recollects that, the panel consisted of 4 members & the questions -
* Some questions from resume (about me, family background, hobbies etc)

* Since I'm an IT graduate ,some questions on computers

* What is networking & how many types of topologies
* Asked about conditions of women in our society

Concluded: This would be end of the two part series that discussed about SBI Interview.These shares will also help candidates preparing for upcoming SBI jobs

The team at www.bankexamsindia.com thanks all the candidates who have taken time to share their interview experiences & questions on our website & through our Orkut community.

Apply For Bank Clerk Exam

We receive numerous mails asking for Tips on preparing for clerical exams, as part of the bank recruitment 2010.So,we decided to brief to all aspiring candidates, about the pattern of clerk exams conducted by most banks in India,

Eligibility : To become eligible for applying to clerical post,

(a) Degree from a recognized University in any discipline or its equivalent. OR
(b) Pass with 50% marks in aggregate in Higher Secondary Exam of 10+2+3 pattern/ XI standard of 11+3 pattern/ Pre-degree or intermediate or any equivalent exam OR
(c) Pass with minimum 60% marks in aggregate in Matriculation/Senior School
certificate (Old pattern)/ or equivalent.

These eligibility conditions may change according to the requirements of each bank

Written test : The written exam for clerical position will have the following sections,

1) Test of reasoning 2)Numerical Ability 3) Clerical aptitude 4)Test of English

* The Duration for written test would normally be 2 Hrs or 2.5 Hrs.So practice with model question papers /previous year papers.It helps you adjust time & pick up speed.

* Focus on basics & concepts of mathematics for numerical ability as the standard of question will be of secondary level.Read the reasoning/aptitude questions completely & understand it before choosing the correct answer.

* Before answering the questions,plan on the sections that have to be answered first.Start to answer from the paper which you are confident of & move to questions that consume time.

Incase you are looking for tips on each section ,read How to prepare for english paper & Bank exam Question paper blueprint

Interview process : We have already posted extensive information on Interview in the following topics – Tips to prepare for Interview , Common questions in Interview &

How to behave in an Interview

Minimize Your Bank Exams Negative Marks

Every candidate taking up bank exams for the first time are more concerned about Negative marks.Negative marks in bank exams are awarded to each and every wrong answer ,which ranges from 0.25 - 0.50 marks.If you still have no clue on how to steer clear without negative marks,proceed reading to know about the do`s & don'ts.

What you must do to minimize negative marks ?

# Analyze the Question paper in advance by referring previous question papers.This helps to get a clear picture of the type of questions in each section.For this, previous question papers or question paper blueprints would help in knowing the pattern

# Practice is the only key.Since most bank exams expect you to complete 120-150 questions in 3 hours,its necessary for the candidates to figure out short-cut methods,easy problem solving skills so that precious time could be saved.

# Try attending mock tests using sample bank exam question papers,which will help to decide on the amount of time needed to answer each question.Time Management is the most needed skill to answer all the questions in time.

# Prepare short notes of your preparations,formulas,important theorems etc.,so you can refer to it during the last minute preparation rather than reading the books.

# Be cool & calm while writing the exam.Getting tensed on an unknown question or hurrying to complete the exam soon, contribute to negative marks largely.

# Answer the questions that you are confident of being correct ,rather than getting stuck with a question & wasting time trying to answer it.

# Do not guess until you are very sure of the answer.Guessing can drastically reduce the marks without your knowing.

# Do not erase or overwrite frequently.Since the OMR sheets are read by computers,any improper erasing marks will be calculated as wrong answers,leading to negative marks.

In an attempt to avoid negative marks,don't skip all the unknown questions.Take calculated risks & think of the nearest answer,since there is no success without risks

Learn English Test for Bank Exams

While looking at the Bank Exam Question paper Model,most bank exams have a section called ‘Test of English Language’.This paper is often considered to be very easy but the questions are much tricky,making all answers seem to be correct.It is always better to learn the basics of the language before taking up a test in it.

There are numbers of ways to prepare before taking up an English exam. The points that we should remember while taking up an English test are -

1) Learn the basics and proper usage of grammar

2) Should avoid spelling mistakes

3) Make sure that the sentence formation are clear and concise

Grammatical errors are the most important factor that one should always concentrate while preparing for an English test. Any small mistake in the grammar of an essay or an article can change the meaning of the sentence entirely. So it is important for anyone to spend some time in learning the usage of grammar. Most of the grammatical errors made are by the people who have high rate of speech.So think slowly & speak to yourself before writing on paper

Spelling mistakes are made by any common person,however it does have a great impact in the end result.You need to be sure that whatever you write in an essay has got no spelling mistakes. If your vocabulary is good you can use different words that no one uses commonly and it helps you to stand out from rest of the crowd.

But it often advisable to use words which are known to you to avoid mistakes.

Sentence formation is an important factor,while writing the descriptive test in Bank exams , as all your thoughts and ideas can only be put forward easily if you’ve got the ability to form or to rephrase the sentence the right way. Sentence formation can only be improved if someone is ready to learn the way of speaking good English.

Prepare Common Interview Questions

How to prepare for Interview ? Perhaps,this is a regular question asked by candidates selected in written tests conducted by banks & government organizations. Interview sessions are considered tough by many,as it involves speaking out.Here are some commonly asked questions in Interview & methods to answer them.

Question : Tell /Describe about yourself ( you will be asked this 90% )

Answer : Don't recite your resume.Tell about your education, experience, projects worked ,passion etc.,Make sure you complete this within 2-3mins.

Q: Why should we hire you into our organization

A : This would be perfect time to tell about your strengths,achievements & assets. Compare your profile with the job role & justify that you will be a best fit for the job. Answers like ‘This is a best company’ , ‘I want a job in this field’ wont impress the interviewer.posted at www.bankexamsindia.com

Q : What are your strengths & weakness ?

A: Again this is also a commonly asked question to test how much you know of yourself.Make sure the Strengths you say have some relation to the job you applied.

’I am very good in english’ can be said as ‘I have good communication skills’ .

Weakness - ‘I don't have any weakness’ means you are not ready to talk about it.Similarly don't say something like, ‘Im short tempered & get angry very soon’ – It gives an impression that you are not fit to work in group.Say something which does not affect the working & also describe about the steps taken to overcome that.

Q: Where do you see yourself after 5 years ?

A: This question would be asked to check how much you know about the career path.

‘After 5 years,I want to be in your seat’ wont work in any case.Think realistically, understand the growth opportunities of that job & put it across to them.

These are just few questions that can be asked during an Interview ,but the list is exhaustive.So be prepared to answer any question with confidence. Read the real experiences of candidates as they share with us on SBI Interview Questions

Age Limit to apply for Indian Bank Jobs

To join any bank in India and to make it for the written exam,one of the eligibility condition posted by banks is - Age Limit. All public sector banks & private banks follow this criteria for the selection process mainly filter out initial competition.Since we often receive questions about this age factor,here are some points to clear the air.

Age Limits : For the post of Clerks 18 - 28 yrs & for Officers/PO posts 21 - 30 yrs would be the general condition. Apart from this, there are relaxations for candidates of certain categories -

Category	Upper age limit increased by
SC/ ST Candidates	5 years
OBC	3 years
Physically Challenged Candidates	10 years
Ex- Servicemen	5 years
Widows, Divorced women etc.,	9 years

* The data was compiled based on previous bank recruitments & may change. The final decision to include the relaxations, rests with the banking exam co-coordinator or those whose frame the criteria for bank exams.

Private Sector Banks : Although there are age limit to apply for private bank jobs, these relaxations may not applicable for their recruitments,as private sector picks suitable candidates through competitive exams.

Candidates must also understand that even though there are relaxations in age, they will have to compete with others to perform well in the written test, interview & reach the final selection.

Upcoming Bank Exams

Upcoming Bank Exams in 2010 – Quick Guide

Thank you readers for your overwhelming response to our previous guide (Nov 09) about upcoming bank exams. On popular demand,we are posting the list for the Bank Jobs Recruitment – 2010. Although there were not many notifications, we hope of an increase as months progress.

See the table below for upcoming & currently open bank recruitments along with their last date for applying ,for the month of December.Click on the name of the bank to view that specific recruitment notice.(each link opens in a new window)

posted at http://www.bankexamsindia.com

Bank	Post & Vacancies	Last date to apply
LIC	2048 DSE posts	June 9, 2010
Purvanchal Gramin Bank	Officers & Office Assitants	June 24, 2010
Satpura Narmada Kshetriya Gramin Bank	112 Officers & 238 Clerks	June 30, 2010
ICICI Bank NEW	Probationary Officers	June 30, 2010
Indian Bank NEW	685 Clerks	July 6, 2010
Syndicate Bank NEW	1000 PO	July 7, 2010
NABARD Bank NEW	170 Asst. Managers	July 12, 2010
Krishna Grameena Bank NEW	83 Clerks	July 5, 2010
HDFC Bank NEW	Various positions	know how to apply

* As new notifications are announced,this page will be automatically updated.

> Preparing for bank exams? Buy bank exam books online

Krishna Grameena Bank Clerk Recruitment 2010

Krishna Grameena Bank, sponsored by State Bank of India, Govt of India & Karnataka operates in the state of Karnataka.The bank has more than 105 branches in the districts of Bidar & Gulbarga.Krishna Gramin Bank has announced recruitment for 83 Clerks

Post – Vacancies – Payscale:

Clerk cum Cashier cum Computer Operator – 83 posts – Rs.4410-/-/13210

Dates : Last date for receipt of applications – 5.07.2010

Written exam for clerk post – 29.08.2010

Eligibility : Candidates interested to apply for clerical posts in KGB,

* Age limit : 18 – 26 yrs, as on 1.07.2010

* Pass in degree OR pass in 10+2(HSC) with 50% marks OR 60% in SSLC/SSC )OR Diploma in banking.

* Candidates with knowledge of computers & proficiency in English, Kannada are preferred.

* Should be a resident of Karnataka

Selection: The selection process for KGB recruitment involves a Written test & Interview.Candidates must secure minimum of 30% in each test & those with high marks would be called for Interview.Around 332 candidates (1:4 ratio) can be expected to be selected for Interview stage.

Application : The application fee of Rs.250(Gen/OBC) or Rs.50(SC/ST) has to be paid by DD from any scheduled commercial bank ,payable at Gulbarga.After payment, candidates have to fill the application form in the given format & send it to the address mentioned in the notification before 5.07.2010 along with DD, copies of required certificates

Refer : Candidates can download Krishna grameena bank recruitment notification & application format from their website here

NABARD Recruitment - 170 Assistant Manager Posts

NABARD(National Bank for Agriculture & Rural Development) was setup to extend facilities for development purposes to agriculture,small scale industries & allied industries.Apart from this, it also helps other banks in various functions.NABARD has recently announced recruitment for 170 Assistant Managers.

Post – Vacancies – Pay scale :

Assistant Manager – 170 posts( various depts.) – Rs.11250 /-/ 22500

Dates: Online registration of applications - June 14, 2010 to July 12, 2010

Written exam to be held on August 22, 2010

Eligibility: Candidates interested to apply for NABARD Asst.Manager jobs ,

* Candidates must have secured 55% in UG OR 55% in PG (any subject),as on 1.07.2010 (refer notification for qualifications about specialist posts)

* Must be within 21- 28 yrs for UG & 21 – 30 yrs for PG candidates, as on 1.07.2010

* Knowledge in computer operations is desirable

Selection: The selection process for Assistant Manager posts in NABARD has a Preliminary exam, which is a screening test.Candidates with high scores will be called for the Main examination (2 papers).More details on the test pattern would be discussed on www.bankexamsindia.com in the coming weeks.

Application: The fees of Rs.350 & Rs.50 (SC/ST) has to be paid at any SBI branch between June 14 – July 12, using the payment challan available in the bank website.After making payment, candidates have to apply online through the website www.nabard.org & print-out of the application has to be taken.

Download : Candidates are requested to download and read the NABARD Asst.Manager recruitment notice from the bank website here before applying online

Writing a Good Resume – Easy to Follow Tips

Resume or Curriculum Vitae is the face of a candidate appearing for any job.This piece of paper has so much value that it can either push you to the top or drag you down.So,it is better to get professional advice in preparing resume for your first job.Here are some tips for drafting a good looking resume.

# Print the resume in a standard paper format.Employers often complain about the quality and neatness of the paper in which the resume is printed.The most commonly used & the best paper format is A4.

# Don't write descriptive notes and history of the job in resume.Make it precise & easy to understand as people get bored on reading lengthy resumes.

# Emphasize on the projects that you were a part of mentioning its strengths and how you helped the team.Add other skills that may be relevant for the job.

# Never show hate about your previous company in resume like - ”Although i helped the company in fetching the project,the manager was partial with me in not rewarding me” .Such words, only creates bad impression about you.

# Trying to create sympathy mentioning family problems,personal economic issues,health problems can never fetch a job call.Incase you quit the previous job for health reasons,discuss it during the interview.

# Avoid spelling mistakes & grammatical mistakes by using simple sentences.Employers term spelling mistakes as character of a careless person.

# Although bold,italics words can be used in resume,minimal usage is advised.Also avoid decorating the resume with different fonts, colors, sizes.

Finally,create a resume which gives a rough idea of your character and performance to the employer,be it for bank exams leading to bank jobs or for other jobs.

Indian Bank Clerk Recruitment 2010 - Are you Eligible?

The Indian Bank recruitment 2010 for 865 clerks was announced recently ,for which the online registration process has begun.We have received many questions regarding eligibility conditions.Inorder to help candidates, we are publishing answers for some common questions sent to us.

Q: Can I apply to any state for the post of clerk?

A: Yes.A candidate can apply to any one State/UT, provided they fulfill all other conditions.Also the exam has to be written from the centre of that chosen state.

Q:Is computer knowledge necessary to be eligible?

A: Yes.The bank has clearly mentioned that computer literacy is essential for all candidates.Also, the bank provides six months of time to acquire the same.

Q: What are the educational qualifications to apply for this Indian bank recruitment?

A: The applicant must have passed HSC exam of 12th/equivalent with atleast 50% marks OR should have a degree from a recognized university, as on 01.01.2010

Q: Can final year/ semester students apply for this job in Indian bank?

A: Final year students can apply with their 12th marks(if above 50%).

Q: Should I send the online registration printout to the bank after submitting?

A: No.After submitting the online application, a printout can be taken for your personal reference & need not be sent to the bank.

Q: What are the books that can referred to prepare for this clerk exam?

A: We found some clerk exam books that can be purchased online -

The online registration starts from June 7 & closes on July 6, 2010.We have explained about this Indian bank recruitment earlier – Do check out for more info..!

ICICI Bank PO Recruitment 2010 Starts

ICICI Bank has announced the Probationary Officer Recruitment – November 2010 & February 2011 batches.ICICI Bank conducts PO programme to selected eligible candidates,train them in banking skills & appoint them as Assistant Managers in ICICI Bank.We had already reported about this ICICI bank recruitment last month.

About ICICI Bank PO Programme : ICICI Bank, India`s largest private bank has been conducting this PO programme for the past few years wherein graduates are selected through Aptitude test & Interview. Those selected undergo intensive training for 12-14 months(with stipend) on banking knowledge.On completion of training, they would be taken into ICICI Bank as Asst.Managers with annual salary of more than 3.5 lakhs

Dates: Online registration closes on – June 30 2010

Aptitude Test/Interview expected during - July / August 2010

Eligibility : Candidates interested to apply for ICICI bank PO recruitment 2010,

* Must have completed graduation(any discipline) with 55% aggregate

* Should be within 25 yrs as on November 1, 2010

Exam : Candidates shortlisted from applications will be invited for Test.Although ICICI bank website has not included more information on this recruitment 2010, read about the previous PO recruitment in ICICI bank - includes exam pattern, sample questions & books.(more details will be added once they are put up)

Registration : For registering to ICICI Bank PO Programme,candidates have to submit their application online.Visit the webpage here for online application,sample questions & complete details about the PO programme.

Syndicate Bank Recruitment - 1000 Probationary Officers

Syndicate Bank,started in the year 1925 has a presence of over 2000 branches in India.The headquarters of Syndicate bank is located at Manipal, Karnataka & the bank is inviting applications for the recruitment of 1000 Probationary Officers.

Position – Vacancies - Payscale:
Probationary Officer – 1000 posts – Rs.10000/-/18240 (salary to be revised)

Dates : Online Registration open from 8.06.2010 - 7.07.2010
Date of Written Examination – August 29th 2010

Eligibility : Candidates interested to apply for Syndicate bank PO recruitment 2010,

* Should be within age of 21 – 30yrs (as on 1.06.2010)
* Pass in graduation with minimum 55% marks OR degree in CA/ICWA/CS with 55%
* Certificate in computers is required (except those with computer as subject in UG/PG) * Final yr students/ waiting for results are not eligible to apply.

Selection: The process of selection of PO in Syndicate bank has Written Exam(Objective Test) & Interview.Negative marks would we awarded for each wrong answer & the objective test will have the following sections for 200 marks -

1) Reasoning 2) Numerical Ability 3) General Awareness 4) English Language

5) Computer proficiency.

Books : You can prepare for PO exam by buying bank exam books online & get it delivered to your home.Payment can be made via Netbanking/ MO/ Debit,Credit cards

# Bank PO Exam from Sura books – Rs.325 - Buy Online

# PO Exam – Practice Workbook – Rs.220 – Buy Online

# PO Previous Papers(solved) – Rs.160 – Buy Online

Application : The fee of Rs.300 (General/OBC) & Rs.50(SC/ST) has to be paid at any Syndicate bank branches using the payment challan given in the website.After payment, candidates must apply register online at www.syndicatebank.in- The printout of the application has to be submitted only during the Interview

Refer : Candidates can read the Syndicate Bank Probationary Officers Recruitment Project 2010-11 notification,download & apply online from the bank website here

Indian Bank Recruitment for 685 Clerks begin

Indian bank, one of the leading public sector bank in India has a strong presence of over 1642 branches all over India.The bank has around 19,000 staff & also has offices abroad.As part of the recruitment project 2010-11, Indian bank has announced recruitment for 685 clerks.

Position – Vacancies – Payscale :

Clerk – 685 posts (state-wise) – Rs.7200/-/Rs.19300

Dates : Opening date of Online Registration – 7.06.2010 (June 7, 2010)
Closing date of Online Application – 6.07.2010
Date of Written exam - 22.08.2010

Eligibility : Candidates interested to apply for clerk post in Indian bank ,

* Must be within the age of 18 - 28 years as on 1.1.2010

* Passed 12th/ equivalent with 50% marks OR Degree in any discipline from recog. university, as on 1.1.2010

* Should be able to read/write/speak English & official language of the state applied.

* Knowledge of computers is also essential for candidates.

Selection : The process of Indian bank clerk recruitment has Written test & Interview.The objective test (Reasoning, Numerical ability, English & Clerical aptitude) has negative mark for each wrong answer & candidates have to qualify in each test.Shortlisted candidates from the objective, descriptive test will be called for Interview.

Application : Candidates will have to pay Rs.50(SC/ST) & Rs.300(all others) at any of the Indian bank branches between 7.06.2010 & 6.07.2010 & obtain the payment details. All these info have to be submitted through the online application at www.indianbank.in

>> Candidates can download the application, challan & apply online for this Indian Bank recruitment 2010 through the bank website here.

SBI PO Jobs Written Test!

Candidates interested in applying for jobs in State bank of India have a reason to smile as the bank had recently made changes to their exam pattern. SBI has scrapped the mathematical/ quantitative papers for its Probationary Officers recruitment announced last month leaving more room to test candidates on logical reasoning & data analysis skills.

The Test : As per recruitment notice for officer jobs in State bank of India & their associate banks, here is the exam pattern -

1) Test of English Language
2) Test of General Awareness, Marketing & Computers
3) Test of Data Analysis & Interpretation
4) Test of Reasoning (High Level)

Test of Reasoning : The recent SBI recruitment for 4500 Probationary officers saw the inclusion of Test of Reasoning paper in place of Quantitative aptitude/ Numerical ability, which is a standard part of many competitive exams in India, including bank exams.This could be due to the change in the test pattern made by SBI, says an article published in Business line.

Decision Making : Now, with this change the bank looks to extract & test the reasoning and decision making skills.This seems to be a welcome move by SBI as bank officers will have to choose & decide between various available options for which their analysis, logical reasoning & decision making skills are taken into account in written exams.

No Maths.Easy? Although, the removal of maths papers from SBI officer recruitment exams would enable more eligible candidates with no exceptional maths knowledge to apply, it is also mentioned - Test of Reasoning would be of high level !

Hence, bank job aspirants will now have to prepare extensively for the reasoning & data analysis tests, as the competition for bank jobs is increasing & SBI remains the first choice for many.

Role of Probationary Officers

Probationary Officer is one of the post regularly advertised for bank recruitments, but many candidates do not know the work involved or the exact meaning of PO.One of our readers had asked a question regarding the role of probationary officer in banks.

Hence we felt it would be better to analyze the job profile in detail, enabling freshers to understand the position better before applying for upcoming bank exams.So, what are the functions of a Probationary Officer in bank ?

Probationary Officer is the first entry point for a job in bank, especially to fresh graduates & those without prior experience.The PO will report to their immediate senior officer,who will closely monitor & evaluate the performance of him/her for a certain period.

While on job, Probationary officers will have to take up assignments given by their managers.Along with training,they will also be deployed across various departments of the bank to gain exposure in operations & working of bank.So,in short,the PO must be willing to take up any work during the probation period in order to understand the process effectively & to scale greater heights and reach higher positions.

Probation period : Normally,the probation period for PO`s will be for 2 years.The probation period can also considered as the learning phase. Hence it is extremely important to be in good conduct,during probation.Banks have the right to terminate the employee during the probation,if he/she does not fit the position.

Salary: The payscale for probationary officers ranges between Rs.10,000 - 18,240. Depending on the post & grade after successful completion of probation,the pay scale may increase.An increase in salary for bank employees has been approved recently

SBI Bank Exam - Previous Question Papers

Its Exam time ! State Bank of India has announced various vacancies including the 500 Management Executive positions in SBI.We are already receiving many questions about eligibility for SBI job.Some of our readers are also contributing previous year bank exams question papers.In that list,Mr.Shibu from Kerala has sent the SBI Clerk Exam Solved Question papers - 2009,the results for which was released recently.

You can read the SBI Solved Question Paper Online or you can download as PDF file & read it in your free-time.

* SBI Previous Questions - Reasoning Paper - Read Online
* SBI Previous Questions - Quantitative Aptitude - Read Online
* SBI Previous Questions - Computer Aptitude - Read Online
* SBI Previous Questions - General English - Read Online
* SBI Previous Questions - General Awareness - Read Online

Looking for previous year Question Papers/Books/Guides ? See the list of popular books, buy online & get books delivered at your home.

A Look At The Advantages And Disadvantages Of Internet Banking

Internet banking has become the newest craze to hit the Internet world. More and more people are turning towards this method rather than wasting gas to drive across town to go their bank. However just like everything in life there are both advantages and disadvantages to this type of banking system

One of the best things that a lot of people have found to be an advantage to online banking is that it will be able to save you both time and money. When you choose to turn to online banking you will find that you will be able to check your account, pay bills, and even manage your various accounts with just a few simple and easy clicks of your mouse. What is even better is that you will be able to all this at a time that is convenient for you even if it’s in the middle of the night.

You will also find that you will never have to waste your time to call your bank or drive to your nearest ATM just to check your bank balance. Never again will you find a late bill because you can schedule to have them paid on their due date right from your account.

This leads us into the other great advantage of online bill paying. Almost every bank today offers you this great choice online. You will be able to choose from a onetime payment or, set up monthly payments right from the convenience of your own home. Never again will your bills be late because you forgot to pay one.

Another great advantage to the online banking system is that a lot of the savings account created online earns a higher rate of interest than those at regular banks. What is even better is that some of the online banks will also offer you an interest rate on your checking account as well. You will definitely not find this at a real life bank.

One of the disadvantages of online banking is that although it may be easier to manage your money a lot of people forget to keep track of their balance. However you do have the option of setting up your account so that you will receive an email each time your account drops below a certain level but, you should also keep good track for your own budgeting needs.

Another disadvantage to online banking would be those annoying hackers. You need to take the time to consider the overall security of the bank you are considering before you even think about opening an account with them. Take the time to discuss with the bank what they would do if there was a security breach within your account. Also be sure that you have the proper security software on your computer to reduce the chance of hackers gaining access to your personal information.

So as you can see there are a variety of advantages and disadvantages to Internet banking. Go ahead and give it a try yourself and discover what all the hype is about.

Things you need to Know When applying for jobs..

One of the biggest barriers, according to many, for a bank job is the written test conducted by them. Most public sector banks follow a certain exam pattern for Clerk, Probationary Officer recruitment & knowing about the section of exam can help in planning & preparation. But there are more factors to be concerned beyond exam alone

On readers request, we have compiled all you need to know, before taking up bank exam - under various categories.(links open in a new window)

Eligibility:

* How to calculate you eligibility – Is 59.9% similar to 60% ?

* Is Computer course certificate necessary to apply for bank jobs ?

Age Limit: What is the age limit fixed by banks for its positions?

Exam Training: Public Banks provide Pre-Examination Training. Do you know?

Papers:

* How to prepare for General Awareness test ?

* How to prepare for Test of English paper ?

* How to prepare for Descriptive test section

Negative Marks:

* Be careful of Negative marks in bank exams

* Tips to minimize negative marks in objective tests

Interview:

* Things to do before attending an Interview

* Commonly asked Questions in Interview – Know how to answer them

* How to behave inside an Interview Hall – 6 simple tips

Job Profile:

* What is the role of Specialist Officers in banks ?

* What are the Jobs available in banks – the complete guide

Job Preparation:

* How to prepare for Probationary Officers exam ?

* How to prepare for bank clerk exams ?

Recruitment Guidance: How to behave inside and interview Hall

6 Simple Steps :

Special focus on Interview continues with tips on how to behave inside the interview hall,before the panel.Candidates must understand that every single movement before the interviewer will have an impact on the result.

1. Remember to wish the interviewer/panel ‘good morning’ or ‘good afternoon’ once you enter the room.Once you are offered a seat,sit down calmly.

2. Sit straight with your back against the chair & arms on the armrest. Leaning on the table or pushing yourself forward are not good signs.

3. Wait until the interviewer goes through your profile.Don't start talking before you are asked anything – it shows you are nervous.Answer the questions in a clear & bold manner,once your turn comes.

4. While answering any question,do not look at the ceiling or around the room.Look at the interviewer ,it shows that you are interested in the conversation.

5. If you don't know the answer,say it to the panel.Do not try to fill the gap by giving unwanted or wrong answers.Incase of such situations,DON`T scratch your head, bite your nails, close your eyes or put your fingers on your face.

6. Do not repeat the same answers again.It clearly shows that you are unprepared & have no proper understanding of the subject.Also,remember to start answering after the question has been asked.Rushing to answer shows that you want to complete the interview process as soon as possible.